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Silver TsunamiSquare (Free plan)
In-person card rate$0 on cash discount*, or interchange + 0.35% + 10¢2.6% + 15¢
Manually keyed card rate$0 on cash discount*, or interchange + 0.35% + 10¢3.5% + 15¢
Free website for new merchantsYes, design or redesignNot listed on its pricing page
Website maintenance$49/month for merchants (normally $99)Not listed on its pricing page
Free gift cards50 standard cards, 0% processing on gift cardsNot listed on its pricing page
Support languageEnglish and Spanish, 24/7Not listed on its pricing page
Business fundingDecision in 24–72 hours, funded next day after approval*Not listed on its pricing page
Square rates are for its Free plan in the US, from Square's pricing page, checked November 2, 2026. Square also sells Plus and Premium plans with different rates. "Not listed" means the item doesn't appear on Square's pricing page, not that Square never offers it. *$0 card fees applies to the cash discount program: customers paying by card see a non-cash adjustment at checkout and on their receipt, and customers paying cash don't. How the program can be offered and displayed depends on card network rules and your state's law.
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